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Maker vs taker fees: the cheapest change most traders never make

Taker fees run about three times maker fees on every major venue. Understanding why tells you exactly when it is worth waiting for a fill.

Trade Cashback Research6 min read

Every fee schedule you have ever looked at has two columns, and most people read only the second one. The gap between them is the largest single discount available to a trader, and unlike VIP tiers it does not require any particular volume to access.

What separates a maker from a taker

The order book is a list of resting offers to buy and sell. An order is a maker when it joins that list and waits — it adds liquidity to the book. It is a taker when it matches against something already there and executes immediately — it removes liquidity.

In practice: a market order is always a taker. A limit order placed away from the current price rests on the book and is a maker when it eventually fills. A limit order placed at or across the current price executes immediately and is charged as a taker, despite being a limit order — this catches people out constantly.

The order type is not what decides it. What decides it is whether your order sat on the book before it filled. Most venues offer a post-only flag that cancels the order rather than letting it execute as a taker, which is the reliable way to guarantee the maker rate.

Why exchanges price them differently

An exchange with an empty book is worthless. Traders who leave resting orders are supplying the inventory that makes the venue tradeable at all, so the exchange pays them for it — in the form of a lower fee, and on some venues historically a negative fee, an actual rebate.

Takers are consuming that inventory. They get immediacy, and immediacy is the thing being charged for. The price of certainty is roughly three times the price of patience.

What the gap is worth

ExchangeFutures makerFutures takerTaker premium
MEXC0.010%0.040%4.0x
Phemex0.010%0.060%6.0x
Binance0.020%0.050%2.5x
Bybit0.020%0.055%2.8x
Bitget0.020%0.060%3.0x
WEEX0.020%0.080%4.0x

Put a number on it. A trader doing 5,000,000 USDT of monthly futures volume on Bybit entirely as a taker pays 33,000 USDT a year. The same volume entirely as a maker pays 12,000. Half and half is 22,500.

Moving from all-taker to half-maker saves 10,500 USDT a year on that volume. There is no VIP tier, token discount or promotion that comes close, and it is available on day one at any volume.

When paying the taker fee is correct

This is not an argument for never using market orders. It is an argument for knowing what each one costs.

Pay the taker fee when the move is the point. If you are entering on a breakout, exiting a position that has gone wrong, or trading a news event, the fill matters far more than three basis points. A limit order that misses a 2% move to save 0.035% is a catastrophic trade.

Take the maker fee when you have time. Scaling into a position over hours, accumulating spot, running a grid, working a mean-reversion entry — in all of these the fill can wait, and a resting order is close to free money.

Always take the maker fee on exits you have planned. Take-profit levels you decided in advance are the easiest maker orders in trading. They are already limit orders sitting on the book; you simply need to make sure they are not placed across the spread.

The interaction with cashback

Fee cashback returns a share of whatever you paid, so it applies to maker and taker fees alike. That means the two levers compound: shifting to maker orders shrinks the fee, and cashback then returns a share of the smaller number.

A Bybit trader at 0.055% taker with 40% cashback pays an effective 0.033%. The same trader at the 0.020% maker rate with the same cashback pays 0.012%. The full discount stack walks through combining both with VIP tiers.

The one habit worth building

Look at your last month of fills and work out what share were taker. Most traders guess about 60% and find it is closer to 90%, because market orders are the default path in every trading interface and limit orders take one extra decision.

Getting that number from 90% to 60% costs nothing except a small amount of patience on the trades where patience is free. It is worth more than every other fee optimisation combined.

See what your fee mix costs

Fee rates are taken from each exchange's official schedule on the date of publication and can change without notice. Nothing here is investment advice. Trade Cashback earns an affiliate commission on trades placed through its links, and returns most of it to you as cashback.

Frequently asked

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No. A limit order placed at or beyond the current market price executes immediately and is charged the taker fee. Only an order that rests on the book before filling earns the maker rate. Use the post-only flag if you need to guarantee it.

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No investment advice. Trade Cashback pays back a share of the trading fees you generate on partner exchanges. Nothing on this site is investment, tax or legal advice, nor an invitation to buy or sell any financial instrument. Leveraged crypto derivatives carry high risk: most retail traders lose money and you can lose your entire deposit. Only trade with money you can afford to lose.